1. Introduction
Welcome to LIC Calculator (“we”, “us”, or “our”). We are committed to protecting your personal information and your right to privacy.
This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://calculatorlic.com/. Please read this policy carefully. If you disagree with its terms, please discontinue use of the website.
2. Information We Collect
We may collect the following types of information:
a) Automatically Collected Information
When you visit our website, we automatically collect certain information, including:
- IP Address
- Browser type and version
- Operating system
- Referring/exit pages
- Date and time of your visit
- Pages you view on our website
- Time spent on each page
b) Cookies and Tracking Technologies
We use cookies, web beacons, and similar tracking technologies to collect information about your browsing behavior. See our Cookies Policy section below for more details.
c) Information You Provide Voluntarily
If you contact us via email, we may collect:
- Your name
- Your email address
- The content of your message
3. How We Use Your Information
We use the information we collect for the following purposes:
- To operate and improve our website and calculator tools
- To analyze usage patterns and optimize user experience
- To display relevant advertisements through Google AdSense
- To respond to your inquiries and support requests
- To ensure website security and prevent fraud
- To comply with legal obligations
4. Google AdSense and Third-Party Advertising
Our website uses Google AdSense to display advertisements. Google AdSense is an advertising service provided by Google LLC.
How Google AdSense works:
- Google uses cookies to serve ads based on your previous visits to our site and other websites.
- These cookies allow Google and its partners to show you personalized ads.
- The DoubleClick cookie is used by Google to serve ads based on your interests.
Your Choices:
- You can opt out of personalized advertising by visiting Google Ad Settings.
- You can also opt out via Network Advertising Initiative opt-out page.
- Opting out does not mean you will no longer see ads — it means the ads you see will not be personalized.
For more information on Google’s data practices, visit: https://policies.google.com/privacy
5. Cookies Policy
Cookies are small text files placed on your device to collect standard internet log information and visitor behavior information.
Types of Cookies We Use:
| Cookie Type | Purpose |
|---|---|
| Essential Cookies | Necessary for the website to function properly |
| Analytics Cookies | Help us understand how visitors use our site (Google Analytics) |
| Advertising Cookies | Used by Google AdSense to show relevant ads |
| Preference Cookies | Remember your settings and preferences |
Managing Cookies:
You can control and manage cookies through your browser settings:
- Google Chrome: Settings > Privacy and Security > Cookies
- Mozilla Firefox: Options > Privacy & Security > Cookies
- Safari: Preferences > Privacy > Cookies
- Microsoft Edge: Settings > Privacy, search, and services
Please note that disabling cookies may affect the functionality of our website.
6. Google Analytics
We use Google Analytics to analyze website traffic and user behavior. Google Analytics collects data such as:
- Pages visited
- Time spent on pages
- Geographic location (country/city level)
- Device and browser information
This data is anonymized and used only to improve our website. Google Analytics uses cookies for this purpose. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.
7. Third-Party Links
Our website may contain links to other websites. We are not responsible for the privacy practices or content of those third-party websites. We encourage you to read the privacy policy of every website you visit.
8. Data Retention
We retain automatically collected data for a period sufficient to fulfill the purposes outlined in this policy, unless a longer retention period is required by law.
Data shared with Google Analytics and Google AdSense is managed according to Google’s own data retention policies.
9. Children’s Privacy
Our website is not intended for children under the age of 13. We do not knowingly collect or solicit personal information from children under 13.
If we learn that we have inadvertently collected personal information from a child under 13, we will delete that information promptly. If you believe we might have any information from or about a child under 13, please contact us at support@calculatorlic.com.
10. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.
11. Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Right to Access: Request a copy of the data we hold about you
- Right to Correction: Request correction of inaccurate data
- Right to Deletion: Request deletion of your personal data
- Right to Object: Object to the processing of your data for certain purposes
- Right to Opt-Out of Advertising: As described in Section 4
To exercise any of these rights, please contact us at support@calculatorlic.com.
12. Compliance with Indian Law
This Privacy Policy is governed by the Information Technology Act, 2000 and the Information Technology (Amendment) Act, 2008 of India, and applicable rules thereunder including the IT (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
13. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Last Updated” date. Your continued use of the website after any changes constitutes your acceptance of the revised policy.
We encourage you to review this Privacy Policy periodically.
14. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us:
- Website: https://calculatorlic.com/
- Email: support@calculatorlic.com